When it may fit
A short sale may fit when a normal sale cannot clear the payoff, arrears, liens, and selling costs before a foreclosure deadline.
What the lender reviews
The servicer usually reviews hardship, market value, offer terms, partial claims, junior liens, title issues, and whether the proposed closing is better than other loss-mitigation paths.
What this portal does not do
This portal does not promise lender approval, debt forgiveness, credit results, foreclosure postponement, legal results, or tax results.
Frequently asked questions
Can a Realtor guarantee a short sale approval?
No. A short sale depends on lender or servicer approval and the facts of the file.
Should I keep talking to my lender?
Yes. Homeowners should keep communicating with the lender or servicer and get legal or housing-counselor help when needed.